1. Scope of Application
These terms and conditions apply to all digital products offered and sold via stefan-gschwind.com. By purchasing from this website, you agree to the following terms.

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2. Conclusion of Contract
A binding contract is established once the customer completes the checkout process and confirms payment. The customer then receives access to a downloadable ZIP file containing the purchased content.

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3. Digital Products
All products offered on this website are digital. After successful payment, the buyer receives a download link to a ZIP file containing the PDF book and the official cover.

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4. Intellectual Property
All content – including texts, books, covers, and visual media – is the intellectual property of Stefan Gschwind / Shpejtim Alitjaha. Redistribution, reproduction, or commercial use is strictly prohibited without written permission.

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5. No Returns / Refunds
Due to the digital nature of the products, all sales are final. No refunds can be issued after the file has been accessed or downloaded.

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6. Liability Disclaimer
No liability is accepted for any direct or indirect damage resulting from the use of the downloaded files.

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7. Jurisdiction
All legal matters are subject to the jurisdiction of Basel, Switzerland.

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